BGŻ BNP Paribas Bank in Poland is a universal bank, listed on the Warsaw Stock Exchange. For individual clients, BNP Paribas offers a wide range of loan products and we will focus on this in our considerations.
The consolidation loan in BGŻ BNP Paribas has favorable conditions:
- Possibility to combine cash loans, installment loans, car loans into one consolidation loan with a lower installment
- attractive interest rates, starting from 4.99%
- long loan period – up to 10 years
- the maximum loan amount is even PLN 200,000
- money for any purpose
Opinions about cash loans tend to be varied, most often unfavorable opinions are written by those who have been refused credit. A consolidation loan is seldom commented, as too few people know anything about a consolidation loan that converts many loans into one.
A quick analysis of loan terms shows that it is worth attention. The refinancing loan has in fact a low, exceptionally favorable interest rate:
Consolidation loan in BGŻ BNP Paribas
As part of the consolidation loan from BGŻ BNP Paribas, we can apply for PLN 200,000. We can use it for any purpose. Interestingly, the credit decision can be obtained by phone. All you need to do is apply for a loan online on this bank website . The availability of each product and the terms of crediting each time depend on the result of the creditworthiness analysis carried out by the bank. This takes place on the basis of previously collected data.
We can take a consolidation loan at BGŻ BNP Paribas for 120 months. A long loan period will allow you to spread the loan into low installments, i.e. ones that will not weigh you down. Thanks to this, they will not be felt for your wallet every month. It is worth noting that the lender as a part of the service guarantees a favorable interest rate on the loan.
Consolidation Loan in BNP Paribas with Additional Cash
If you need a larger consolidation loan that is at least PLN 35,000, you can also apply for additional cash, in the amount not exceeding the amount of consolidation. For example, you take 35,000 PLN to repay the loans you currently have, so in addition, if you feel like it, you can take another 35,000 PLN for any purpose.
A consolidation loan, otherwise referred to as ‘refinancing’ with additional cash, allows you to kill two birds with one stone. Not only that we gain one installment, but we also get the money to spend at our discretion. What is important, the BNP Paribas consolidation loan is available for up to 10 years, so you can choose an installment that will not be too much of a financial burden for you.
Insurance and BNP Paribas Credit Card
There is a possibility that the bank will offer you insurance or a credit card. You can not indicate in advance if any of these products will be good or bad for you. They are beneficial insurance and unfavorable, that is, those which do not give you much if, for example, you lose your job.
Communication insurance at BGŻ BNP PAribas is also very popular. As part of them, you can insure your car or provide protection in case of unforeseen events. We can also insure the building, take care of the health of loved ones, and also secure the loan from BGŻ BNP Paribas.
The BGŻ BNP Paribas credit card offer has the advantage of allowing indebted persons to receive one, and certainly those who use a consolidation loan can be considered indebted.
What are the Pros and Cons of BGŻ BNP Paribas’s Consolidation Loan?
- Fast credit decision
- The possibility of obtaining additional cash
- It is possible to apply for a loan via the internet
- The loan term up to 10 years
- Maximum loan amount up to PLN 200,000
- You can not consult the overdraft in your account and credit cards
- The bank also looks unfavorably at people with payday loans
- If you have a delay in repayment of more than 30 days of internships from the bank, you will not get a consolidation loan
BGŻ BNP Paribas also issued a good credit rating for the consolidation loan .
How to get a BGŻ BNP Paribas Consolidation Loan as soon as Possible?
On our website there is a comparator of consolidation loans, in which the BGŻ BNP PAribas loan is very good in recent years.
The most convenient and the safest way to apply for a loan via the Internet on this bank website.