West Bank Bank | National commercial banks | Ludington, MI

Making a real difference since 1898.

For more than a century, we have remained committed to helping people and businesses in the West Shore community improve their financial well-being. As a local business, we employ over 100 people in nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live and work here, raise their families here and volunteer here to help strengthen our community.

An interesting start

The State Savings Bank of Scottville was founded in Scottville, MI on June 30, 1898. The first meeting of the board of directors was held in Detroit on July 25, 1898. The directors were CW McPhail, president, ML Willliams, CA McPhail, HG Flint and MA Flint. The Bank first occupied a one-story brick building on the west side of Main Street. CW McPhail was the Bank’s first president. Total resources were $17,000.

Our goal to “make a real difference”

West Shore Bank stands by the statement of “Making a Real Difference”. But what does it really mean and what does it look like? How can a bank make a difference? As an institution it is not possible, but as a group of committed people working together it is possible. Each year, as a team, we establish plans, initiatives and training programs around this promise to ensure that we remain focused on achieving our vision of improving the financial well-being of the West Shore community. thanks to the banking services we offer.

What our purpose means to you:

We help you do business.

We work with many people who are looking to start, grow or maintain a business, but are unsure how their funding will come together. While many banks treat all business loan applications as a simple loan denial or approval, West Shore Bank’s local management team works alongside local business owners, assessing all aspects of their financial situation. to help find smart ways to fund local business growth.

We provide expert financial education to families, schools and businesses in our community.

West Shore Bank offers community seminars on relevant financial topics, such as retirement planning, saving for college, and managing employee retirement plans, as well as one-on-one counseling on personal debt reduction , cash flow management and corporate finance.

The Bank also provides education for high school and college students through sponsored programs. Contact West Shore Bank to find out more.

We give you quick answers and advice in a personalized way.

When you have a banking need or question, you can stop by any West Shore Bank location or call us directly to speak personally with one of our professionals. As a community bank, we are able to give our representatives more authority to make local decisions, and when they need to ask for help, our management team is close by.

We support local organizations with volunteer time and money.

All of our employees are encouraged to get involved with local charities and economic support groups that serve the West Shore region. In 2019, West Shore Bank provided over $219,000 in donations and thousands of volunteer hours, impacting over 200 organizations in the West Shore region.

We strengthen the local economy by maintaining our status as a financially sound and independent community bank.

In June 2011, West Shore Bank was announced as one of the top 200 community banks in the nation, according to US Banker magazine. A national banking publication, US Banker publishes annual performance rankings of the top 200 publicly traded community banks based on a three-year average return on equity.

About Ruben V. Albin

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